Beat the credit crunch

The recession is having an impact on everyone. For many it's hard to make ends meet, whether it is paying the mortgage, rent or high fuel bills. If you are in this situation, start dealing with your debt now:

• Draw up a list of all the companies and people you owe money to, how much and who you need to pay first.
• List all the income and expenses for your household. Be honest and make sure the amounts are realistic.
• Sort out your priority debts such as mortgage, rent, fuel, council tax, income tax. Don't ignore letters or phone calls from these organisations. Get in touch with them as early as possible and explain why you are in debt. Try to agree a repayment plan
• Work out how to deal with your non-priority debts. This will depend on whether you have any money left over from dealing with your priority debts and paying for essential expenses like food.
• Facing possession proceedings? Don't panic, get advice. Court proceedings do not mean you will automatically lose your home. Attend the court hearing. Reigate Court has a CAB advice desk which can provide assistance on the day.

Help with debt, housing and benefits

• Help with housing (This link will open in a new window)
• Maximising your income (This link will open in a new window)
• Reduce your energy bills (This link will open in a new window)
• Rent Deposit Scheme (This link will open in a new window)
• Where to go for help (This link will open in a new window)
• Money & debt advice (This link will open in a new window)

Job and career advice

• Help for businesses (This link will open in a new window) - Business Link
• Real help for businesses now - leaflet with list of Business Link contacts
• Career advice (This link will open in a new window) - including redundancy
• Jobs (This link will open in a new window) - visit our jobs section for help and advice

Useful contacts

• Credit crunch contacts for residents and businesses - leaflet with contacts for debt advice, housing and benefits
• Familyline - a freephone confidential helpline for Surrey families who need emotional support and help in difficult times. Tel: 0808 8005678.
  

For further information please contact Customer Services on 01883 722000 or e-mail customerservices@tandridge.gov.uk

Or write to us at:
Tandridge District Council
8 Station Road East
Oxted RH8 0BT

Maps and directions to our offices (This link will open in a new window).

Or get directions by public transport and car with Transport Direct (This link will open in a new window): 

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